Get a 2nd Chance Payday Loan Now

It is not so easy to get a loan at the first attempt or at the first chance. But you need to have all of your documents sorted, and most importantly, good credit. If you could not get any traditional loan for your requirements, then just forget about it because our second-chance payday loans will give you a chance to raise your head once again and get that loan.

 

Even if you have poor credit and cannot get loans from the other available sources, do not worry! We offer second-chance loans with guaranteed approval to direct lenders that are the best and most convenient way to get a payday loan in Louisiana. These are Instant payday loans given based on your job or fixed income and are the best way to get quick money.

 

Why get a 2^nd chance payday loan from us?

 

Getting a second chance payday loan is like trying to climb Mount Everest when you have bad credit. Your loan application would have returned rejected slips from many banks and institutions. It would have been really painful and you‘d wonder whether you will ever get that loan. When you apply for a payday loan to us, it is your second chance, which would help you get money at the earliest.

You would have taken the best decision getting a payday loan from us. The loan process we are offering is pretty simple, easy, and convenient. This is exactly why we are the first choice when people want no denial payday loans from direct lenders only. The following are the benefits you will get when you come to us for a 2nd chance payday loan.

• It’s very easy to apply with us. All one needs to do is submit a simple form. We do not insist on unnecessary documentation and complex procedures. You can fill our application form in just a few minutes.
• Guaranteed in our no-denial payday loans upon visitation. Bad or good credit status doesn’t have problems. The loan will not even consider the credit because they care about your having an existing regular income and your being aged 18.
• This loan can be repaid the very next month when the pay cheque arrives. We directly transfer the loan amount into your bank account.
• The amount loaned can be used for whatever purpose you want.
• The amount loaned can be used for whatever purpose you want.
  The best aspect of this loan is the fact that when you take the loan and pay back it, then your credit score will get improved. This would be a good way for you to build up your credit by getting a second-chance payday loan online from us.
• Our website offers an avenue that unites lenders with applicants. This is to the advantage of both parties involved. Our lenders can choose whom to give loans to. Similarly, applicants can compare the terms offered by different lenders and the interest rates they offer before agreeing on which lender to work with.

 

Getting the 2^nd chance payday loan

 

You can get a second chance loan guaranteed approval very easily from us. When you apply online, you can be assured of getting a payday loan at the best terms. Here is how you can get a 2^nd chance payday loan from us:

 

Click on the get started button you see on this page to get started with your 2^nd chance loan application.

 

1. You will receive an application which will need to be filled up.
2. Fill up your personal details, which comprise name, address, and details of the ID proof provided. You also have to provide your bank details as the amount you are being offered under the loan is going to directly get transferred to your bank account.
3. The most important thing in the application is employment details. You have to give a copy of your employer and how much you earned as salary. A pay stub may be required to be attached. This will ensure that your no denial payday loan will be confirmed.
4. Once you submit your application, the direct lenders will be able to view it. They will approve it within hours.
5. You shall then get to sign the agreement online after accepting your deal with the lender, and it will settle the process.
6. The amount extended is transferred to the account of your bank.

 

Frequently asked questions

 

  1. What are 2^nd chance payday loans?

 

A 2^nd chance payday loan is a payday loan given to those who have bad credit and are thus are unable to get a loan from traditional financing. Payday loans are short-term loans given for a short duration of around a month. You can repay the loan on the next payday. The loan is given to those who have a job with a fixed income. You will get the loan based on your income and you can repay the loan when you get your next paycheck.

  2. I have poor credit and do not have any security for a loan. Can I still get a 2^nd chance payday loan?

 

Yes, you can! If you meet our eligibility requirements of having a fixed income, then you can get a no denial payday loan approved very easily. We do not carry out a credit check, so even those who do not have good credit can apply for this loan. The loan we offer is unsecured and hence you do not need any security/collateral. You also don’t need a co-signer for the loan.

 

  3. Can I get more than one payday loan at a time?

 

Generally, it is not advised to have more than one payday loan at a time. In case, you have an emergency, you can get in touch with us. Our lenders may be willing to help you. You must note that if you want two payday loans at a time, your credit needs to be reasonably good. If your credit is bad, the chances of getting two payday loans are less.

 

  4. Can we get loans directly from the lender?

 

Yes, InstantPaydayLA offers second chance loans guaranteed approval from direct lenders for bad credit. You can get your loan directly from our lenders and the whole process can happen within 24 hours.

 

We provide our services in the following areas: Baton Rouge, New Orleans, Monroe, Lake Charles, Lafayette, Houma, Hammond, Bossier City, and any other location in Louisiana.